New Jersey's state Housing and Mortgage Finance Agency Website is at http://www.nj-hmfa.com/. Contained is the New Jersey Homekeeper Program which will provide zero interest deferred payment mortgage loans to homeowners who are unable to make payments, not due to their fault, and are near foreclosure. Loans will be capped at $48,000 per household. It is designed to assist unemployed, or the underemployed.
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